Blackjack is one of the most popular casino games around. It is popular
because it is simple, fun, and the house advantage over the player can be
slight in comparison to other casino games, when played properly. In
fact it's even possible to turn the tables and gain a slight advantage over the
house! Here you will find the basic rules, and some strategy to help you have
fun, and win!
The Basics of Blackjack
The object of the game is to get a point total greater than the dealer, without
going over 21. The player must beat the dealers card total to win the bet. Ties
are called a push. A push is when neither the house nor the player
collect any winnings. When a player or the dealer goes over 21, they have
"busted" and lose the hand.
Each hand begins with the player making a wager. The amount of the wager varies
from table to table. Most tables have a minimum and maximum bet limit set. Once
all players have made their initial bet, the dealer begins dealing the cards.
Each player at the table will receive two cards, customarily dealt face up. The
dealer will receive one card face down (the hole card), and one card up, (the
up card).
The player to the immediate left of the dealer (sometimes referred to as "First
Base") must then instruct the dealer how he wishes to play his hand. Once that
player has played his hand out, each player then plays their hand, going around
the table in a clockwise direction. Finally the dealer plays out his hand, and
all wagers are collected or paid.
The player or dealers card total (or score) is determing by adding up the point
total of all cards in the hand. 2-10 count as face value. Jacks, Queens, Kings
(Face Cards) count as 10. Aces count as 1 or 11. As soon as a point total
exceeds 21 the hand busts, and cannot receive any more cards.
Player Options
The following actions are the options available to the player. Below you will
find a chart that will help you with when to choose each action.
| Stand |
If the player feels that the current card total is enough to beat the dealer
and win the hand, the player stands. The player will receive no more cards. |
| Hit |
If the player feels that the current card total is not enough to beat the
dealer, and that taking another card will improve those odds, the player hits.
The dealer will deal the player one card per hit. |
| Double Down |
This is a "proposition" bet. If the player feels that it is likely the hand
can be won by taking a single "hit", the player may bet an additional amount up
to the original bet, and receive one more card. Traditionally a double
down can only be made when the player has 2 cards. However, occasionally a
casino will have more liberal rules that allow players to double down at other
times. Such rules are beneficial to the player, and should be taken advantage
of whenever possible. |
| Split |
If the player is dealt a pair of identical cards, the player has the option of
"splitting" the cards. Splitting means that the player will make an identical
wager to the initial wager, and the cards will be split so the player can play
two hands. The dealer will deal one more card to each split card, and the
player will play it as a separate hand. With each hand the player is free to
then double-down, hit, stand, split again, etc. There are some limitations on
splitting, however, and they differ by casino. For example, when splitting Aces
the player will usually only receive a single hit to each hand with no option
of making additional plays. Also, there may be a limit to the number of times
that cards can be split on a single hand. Reaching this limit is very unlikely,
however.
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| Insurance |
If the dealer's "up card" is an Ace, the player has the opportunity to take
"insurance". An insurance bet is a bet that the dealer has Blackjack. Insurance
usually pays 2-to-1, so the customary insurance bet is to bet half of your
Blackjack wager. The insurance bet is strictly a side bet, and players who
choose to take insurance usually do it as protection against losing their hand.
But ultimately taking insurance is usually a bad idea. |
| Surrender |
Some casinos offer a "Surrender" bet. If after receiving the first 2 cards,
the player feels the dealer's odds of winning are significant, the player may
surrender the hand. Surrendering means the player does not actually play the
hand out, and in return sacrifices half the initial wager, taking back half.
Just as insurance is usually not considered a good bet, surrendering is usually
not a good idea. |
Dealer Rules
The dealer must play his cards according to a consistent set of rules. The
exact rules sometimes differ slightly by casino, but the basic rules are
standard Blackjack.
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The dealer must hit when the card total is 16 or less.
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The dealer must stay when the card total is 17 or more. One possible
exception to this is soft hands. A hand is considered soft when an Ace
is counted as 11 in the hand. Some casinos hit a soft 17 (for example Ace and a
6), others stay.
As mentioned previously, if the player's score and the dealers score are the
same, the hand is pushed, and there is no action on that hand. A Blackjack
is when a hand has a point total of 21 in only two cards. Blackjacks pay 3 to 2
(sometimes referred to as "time and a half"). So on a $10 bet, a Blackjack pays
$15. A Blackjack beats a 21. So if a player has a Blackjack, and the dealer
makes 21 (in 3 cards or more), the player still collects! There is one more
situation related to Blackjacks similar to Insurance. If the player is dealt a
Blackjack, and the dealer's up card is an Ace, when the players are offered
insurance the player with Blackjack has the opportunity to take "even money".
Taking even money means that the player will immediately collect the original
wager, regardless of whether the dealer has Blackjack. If the player declines
and the dealer has Blackjack, the hand is a push.
Basic Strategy Chart
There are many combinations of possibilities in the game of Blackjack. When to
hit, when to double-down, when to stay. It's knowing what to do in given
situations that is crucial to coming out ahead in Blackjack.
Fortunately, many mathematically gifted people have analyzed all the possible
situations, and have summarized that information in easy to follow charts.
Consistently following these charts should maximize the player's chances of
winning over the long term.
How to read the chart
The chart is simple to follow. First find the column corresponding to the
dealer's up card. These values run across the top of the chart. Next, add up
the point total of your hand. For actions labeled double down or split,
you must only have 2 cards in your hand. Otherwise just take the total of all
cards. For example Ace-Two-Three would be in the A-5 row, because it's a soft
16. You just can't double down in this situation, but you can take a hit. The
action that will be most beneficial for you is the intersection of the Dealear's
Up Card column and the Your Hand row.
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